Forbidden MCC Codes

Last Updated: April 17, 2026

The following Merchant Category Codes (MCC) are forbidden on the Vault27 Card. Transactions attempted at merchants operating under these codes will be declined.
MCC Code
Description
4829
Money Transfer
6010
Financial Institutions – Manual Cash Disbursements
6051
Non-Financial Institutions – Foreign Currency, Money Orders, Travelers Cheques, Debt Repayment
7800
Government Owned Lotteries
7801
Internet Gambling
7802
Government Licensed Horse/Dog Racing
7995
Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting
9754
Horse Racing, Dog Racing and Non-Sport Internet Gaming
7999
Recreation Services (Not Elsewhere Classified)
7322
Debt Collection Agency
6012
Financial Institutions – Merchandise, Services and Debt Repayments
7273
Dating Services
9406
Government-Owned Lottery (Specific Countries)
6540
POI Funding Transactions – Stored Value Card Purchase/Loads
9223
Bail and Bond Payments
5541
Service Stations (with or without ancillary services)
5542
Automated Fuel Dispensers (AFD)
⚠️ Note: Transactions at merchants classified under any of these MCC codes will be automatically declined. This list may be updated from time to time. Contact legal@vault27.pro if you have questions about a specific merchant.

Forbidden Platforms

Last Updated: April 17, 2026

The following high-risk platforms listed are forbidden on the Vault27 Card. Transactions attempted on these platforms will be declined.
Platform
Notes
Audible
Amazon online audiobooks
Wise
Remittance tool
dundle.com
Digital prepaid and gift cards
MYGIFTCARDSUPPLY
Gift cards
MoonPay
Payment platform
Easy Shop
Food delivery platform
Deliveroo
Food delivery platform
Doordash
Food delivery platform
Uber Eats
Food delivery platform
RULE OF LAW SOCIETY IV
Charity organization
AMAZON DIGITAL GERMANY GMBH
Fraudulent returns
Okcoin
Virtual currency
Skyhost
Digital currency, crypto wallet
Huobi
Virtual currency
Tinder
Adult social app
Gotinder
Adult social app
SWAG.LIVE
Asian adult site
ONLYFANS
Sensitive content site
COINBASE
Virtual currency
Coinmarketcap
Virtual currency
COINGECKO
Virtual currency
Educoin
Virtual currency
POSHMARK
Second-hand platform, cancellations, and refunds
All gas stations
Cancellations and refunds
All types of iGaming
casinos, betting websites, etc.
⚠️ Note: Transactions at merchants classified under any of these MCC codes will be automatically declined. This list may be updated from time to time. Contact legal@vault27.pro if you have questions about a specific merchant.